Commercial Insurance Process, Built for Independent Agents

Insurigence helps agencies capture better data, uncover coverage gaps, and deliver higher-quality submissions from the very start.

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Your Commercial Command Center Solution

Insurigence brings together structured intake, coverage intelligence, proposal automation, and workflow management into one platform built specifically for independent agencies.

Instead of juggling spreadsheets, forms, and manual processes, producers gain a centralized system designed to help them move commercial opportunities forward with greater confidence and efficiency.

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What People Struggle With

Independent producers spend too much time navigating inefficient workflows.

  1. Incomplete submissions slow down quoting.
  2. Class codes require guesswork.
  3. Coverage gaps are easy to miss.
  4. Proposals are difficult for clients to understand.
  5. And valuable opportunities often get lost in the process.

Commercial insurance shouldn't require this much friction. Insurigence is designed to simplify the entire workflow - from intake to proposal.

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Easier Intakes. Cleaner Data. Faster Submissions.

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Smart Commercial Intake

Guided intake flows adapt to each business type, helping agencies collect cleaner, more complete information from the start. Reduce back-and-forth and submit stronger risks to carriers.

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Business Classification Assistance

AI-assisted NAICS and class code suggestions help reduce guesswork and identify potential mismatches early in the process.

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Coverage Recommendation Engine

Identify common industry exposures and recommended coverages before the quoting stage. Producers gain clarity on what protections a business may need.

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Proposal Generation Engine

Generate clear, professional proposals with side-by-side carrier comparisons and plain-language coverage explanations clients can actually understand.

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Proposals Clients Actually Understand

Simplify complex policy language with built-in descriptions designed to help clients understand their coverage decisions.

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Producer Workflow Dashboard

Track submissions, monitor intake status, and manage proposal readiness through a centralized dashboard built for commercial producers.

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Stop guessing class codes & Explain the coverage without sounding like a policy form.

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What We Aim For

The Insurigence platform is designed to go beyond workflow management. Future capabilities aim to introduce deeper intelligence into the placement process.

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Planned capabilities include:

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Carrier Appetite Intelligence

Identify potential carrier fit based on risk characteristics before submitting.

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Submission Quality Scoring

Evaluate the strength and completeness of a submission to improve quoting outcomes.

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Exposure Gap Detection

Highlight uncovered exposures and potential coverage opportunities.

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Predictive Underwriting Assistance

Surface potential underwriting questions or documentation needs earlier in the process.

A Smarter Commercial Workflow Starts Here

Commercial insurance will continue to grow in complexity. The tools supporting agents should evolve with it.